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Curlec

Curlec Virtual Accounts API

Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment creates a BankTransfer entity. Supports Third Party Validation (TPV) to restrict payers, and VPA receivers (Smart Collect 2.0). Auto-closes after 90 days of inactivity.

Documentation Provider Profile APIs.io OpenAPI GitHub

Curlec Virtual Accounts API is one of 30 APIs that Curlec publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Virtual Accounts. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and authentication docs.

This API exposes 10 operations across 8 paths, and defines 8 schemas. It is described by OpenAPI 3.2.0, at version 1.0.0.

Requests are made against a single base URL, https://api.razorpay.com/v1.

10 operations 8 paths 8 schemas 1 DELETE4 GET1 PATCH4 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0.0
Base URL
https://api.razorpay.com/v1
Authentication
HTTP Basic, OAuth 2.0
Contact
Razorpay Support
License
Proprietary
Terms of Service
View terms
Resource Areas
1

Authentication & Security 2

Curlec Virtual Accounts API declares 2 security schemes for authenticating requests. It accepts HTTP basic authentication (basicAuth). It supports OAuth 2.0 (oauth2) using the authorizationCode and clientCredentials flows, exposing 1 scope. By default, every request must be authenticated.

  • basicAuth — HTTP Basic authentication using your Razorpay API key pair. Use keyid as the username and keysecret as the password. Encode as Base64(keyid:keysecret). Keys ar…
  • oauth2 — OAuth 2.0 via the Razorpay MCP server (mcp.razorpay.com). Supports Authorization Code with PKCE (S256) for user-delegated access and Client Credentials for ser…

Paths & Operations 10

Across 8 paths, the API surfaces 10 operations — 1 DELETE, 4 GET, 1 PATCH, 4 POST. Each is listed below with its method, path, parameters, and response codes.

Virtual Accounts 10

Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment creates a BankTransfer entity. Supports Third Party Validation (T…

POST
/virtual_accounts
Create a Virtual Account
createVirtualAccount body → 200400401429
GET
/virtual_accounts
List Virtual Accounts
listVirtualAccounts 4 params → 200401429
GET
/virtual_accounts/{id}
Fetch a Virtual Account
fetchVirtualAccount 1 param → 200401404429
PATCH
/virtual_accounts/{id}
Update a Virtual Account
updateVirtualAccount 1 param body → 200400401404429
POST
/virtual_accounts/{id}/close
Close a Virtual Account
closeVirtualAccount 1 param body → 200400401404429
GET
/virtual_accounts/{id}/payments
Fetch payments for a Virtual Account
fetchVirtualAccountPayments 1 param → 200401404429
POST
/virtual_accounts/{id}/receivers
Add a VPA receiver to a Virtual Account
addVpaReceiver 1 param body → 200400401404429
POST
/virtual_accounts/{va_id}/allowed_payers
Add an allowed payer (TPV)
addAllowedPayer 1 param body → 200400401404429
DELETE
/virtual_accounts/{va_id}/allowed_payers/{id}
Delete an allowed payer (TPV)
deleteAllowedPayer 2 params → 200401404429
GET
/payments/{id}/bank_transfer
Fetch bank transfer details for a payment
fetchBankTransfer 1 param → 200401404429

Schemas 8

The contract defines 8 schemas that model the data the API accepts and returns. The most detailed are Payment (33 properties), VirtualAccount (13 properties), CardDetails (9 properties), BankTransfer (9 properties). Each schema is shown below with its type and property counts.

UpiDetails
object
3 properties
BankTransfer
object
A payment received into a Virtual Account via bank transfer (NEFT/RTGS/IMPS/UPI). Created automatically when a payer sends funds to the virtual account. Prefix…
9 properties
Payment
object
33 properties
VirtualAccount
object
A virtual bank account or VPA that accepts NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each payment creates a BankTransfer entity. Auto-closes after 90 days o…
13 properties
Notes
object
Key-value pairs for storing custom metadata. Maximum 15 pairs. Each key and value must not exceed 256 characters.
AcquirerData
object
4 properties
CardDetails
object
9 properties
Error
object
1 property

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

curlec-virtual-accounts-api-openapi.yml Raw ↑

Other APIs Curlec publishes across the network.

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Curlec Disputes API
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Curlec Documents API
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Curlec Instant Settlements API
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Curlec Invoices API
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Curlec Items API
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Curlec Linked Accounts API
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Curlec Orders API
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Curlec Partner Accounts API
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Curlec Partner Documents API
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Curlec Partner Stakeholders API
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#Virtual Accounts
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API Details
ID
curlec:curlec-virtual-accounts-api
Base URL
https://api.razorpay.com/v1
Docs
https://curlec.com/docs/api/
Provider
Curlec
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