Bud Financial Retrieve Affordability Report V2 API
Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals.Retrieve Affordability Report V2 endpoints are designed to closely reflect the assess dashboard aggregations/definitions.
Bud Financial Retrieve Affordability Report V2 API is one of 32 APIs that Bud Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
This API exposes 2 JSON Schema definitions.
Tagged areas include Retrieve Affordability Report V2. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, a JSON-LD context, and 2 JSON Schemas.
This API exposes
2 operations
across 2 paths,
and defines 32 schemas.
It is described by OpenAPI 3.2.0, at version 2.10.10.
Requests are made against a single base URL, https://api-sandbox.thisisbud.com.
2 operations2 paths32 schemas2 GET
Metadata
The identity and technical contract details declared by the specification.
Bud Financial Retrieve Affordability Report V2 API declares
2 security schemes
for authenticating requests.
It accepts HTTP basic authentication (Basic).
It supports OAuth 2.0 (OAuth2) using the clientCredentials flow.
OAuth2 — Authentication flow: 1. Perform OAuth2 Client Credentials authentication using API Credentials (clientid,clientsecret) to obtain an accesstoken against /v1/oau…
Paths & Operations 2
Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.
Retrieve Affordability Report V2 2
Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals. Retrieve Affordability Report V2 endpoints are designed to…
The contract defines 32 schemas that model the data the API accepts and returns. The most detailed are Transaction (19 properties), Merchant (7 properties), Enrichments (7 properties), Processor (6 properties). Each schema is shown below with its type and property counts.
Token
object
The token item.
2 properties2 required
TransactionsLinks
object
Transaction Links
1 property1 required
Location
object
Location enrichment associated with a Transaction
3 properties
AffordabilityCriteria
MonthlyIncomeExpenditurePrediction
object
Monthly Income & Expenditure Predictions
4 properties2 required
IncomeAndExpenditureTransactionsLinks
object
Income & Expenditure Transactions Links
2 properties2 required
CriteriaEssentialExpenditure
string
Essential expenditure criteria will include all transactions which fall under categories deemed to be essential to a persons day to day life. These expenditure…
CriteriaFlexibleExpenditure
string
Flexible expenditure criteria will include all transactions which fall under the categories defined/expected to be inconsistent. inconsistent in the sense of b…
MonthlyRangePrediction
object
Monthly Range
4 properties2 required
CriteriaInternalTransfers
string
Internal transfers criteria returns all credit/debit transactions deemed to be made between an individual financial pool. If we drill down to the account level…
BudMonetaryValue
string
The value of the monetary amount. The value is formatted with the number of decimal places for the respective currency. Example: 10.98
Enrichments
object
Contextual enrichments associated with a Transaction
7 properties
schemas-DateTimeISO8601
string
ISO Date Format
ClientAttributes
object
An optional map of key-value string pairs that allows clients to attach arbitrary metadata to the transaction. This field can be used to store any relevant inf…
1 property
Transaction
object
A financial transaction
19 properties8 required
CriteriaNonessentialExpenditure
string
Non essential expenditure criteria will include all transactions which fall under categories deemed to be non essential to a persons day to day life. These exp…
AffordabilityReport
object
Retrieve Affordability Report Response Data
3 properties3 required
V2AffordabilityReportResponse
object
Expected response structure
2 properties2 required
Processor
object
Processor enrichment associated with a Transaction, as generated using a combination of Bud's artificial intelligence models and database of known payment proc…
6 properties
CriteriaNetDisposableIncome
string
Net Disposable Income criteria will return all transactions falling within the income category grouping. Typically includes exclusively credit transactions.
BudCurrency
string
The three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html) of the monetary amount. Example: GBP
ReportTotal
object
4 properties2 required
BudTransactionType
object
The code and a description of the transaction type. Providing these fields may help improve enrichment accuracy.
2 properties
Categories
object
Categories enrichment associated with a Transaction, as generated by Bud's artificial intelligence models. Currently two levels of category are supported, with…
2 properties
MonthlyTotal
object
2 properties2 required
Regularity
object
Regularity enrichment associated with a Transaction, as generated by Bud's artificial intelligence models. Transactions that are similar and have a known frequ…
3 properties
Category
object
Category associated with a Transaction
2 properties2 required
TimezoneIdentifier
string
Timezone identifier (e.g. Europe/London) to make dates relativised to the target location. In the case of daylight savings in a location, this ensures that the…
AffordabilityTransactionResponse
object
Expected response structure
3 properties2 required
CriteriaFixedExpenditure
string
Fixed expenditure criteria will include all transactions which fall under the categories defined/expected to be consistent. Consistent in the sense of both tim…
BudAmount
object
The monetary amount.
2 properties2 required
Merchant
object
Merchant enrichment associated with a Transaction, as generated using a combination of Bud's artificial intelligence models and database of known merchants.
7 properties
Specification
The full machine-readable OpenAPI contract behind this narrative.
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