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Bud Financial Retrieve Affordability Report API

Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals.

Bud Financial Retrieve Affordability Report API is one of 32 APIs that Bud Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 2 JSON Schema definitions.

Tagged areas include Retrieve Affordability Report. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, a JSON-LD context, and 2 JSON Schemas.

This API exposes 2 operations across 2 paths, and defines 24 schemas. It is described by OpenAPI 3.2.0, at version 2.10.10.

Requests are made against a single base URL, https://api-sandbox.thisisbud.com.

2 operations 2 paths 24 schemas 2 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
2.10.10
Base URL
https://api-sandbox.thisisbud.com
Authentication
HTTP Basic, OAuth 2.0
Resource Areas
1

Authentication & Security 2

Bud Financial Retrieve Affordability Report API declares 2 security schemes for authenticating requests. It accepts HTTP basic authentication (Basic). It supports OAuth 2.0 (OAuth2) using the clientCredentials flow.

  • OAuth2 — Authentication flow: 1. Perform OAuth2 Client Credentials authentication using API Credentials (clientid,clientsecret) to obtain an accesstoken against /v1/oau…

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.

Retrieve Affordability Report 2

Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals.

GET
/v1/affordability/reportdeprecated
Retrieve Affordability Report
v1_affordability_report 10 params → 2004004014055XX
GET
/v1/affordability/transactionsdeprecated
Retrieve Affordability Transactions
v1_affordability_transactions_get 7 params → 2004004014055XX

Schemas 24

The contract defines 24 schemas that model the data the API accepts and returns. The most detailed are SpendingGroupTransaction (8 properties), ReportTotal (4 properties), MonthlyIncomeExpenditurePrediction (4 properties), MonthlyRangePrediction (4 properties). Each schema is shown below with its type and property counts.

TransactionsLinks
object
Transaction Links
1 property 1 required
AffordabilityCriteria
MonthlyIncomeExpenditurePrediction
object
Monthly Income & Expenditure Predictions
4 properties 2 required
IncomeAndExpenditureTransactionsLinks
object
Income & Expenditure Transactions Links
2 properties 2 required
LegacyBudAmount
object
The monetary amount.
2 properties 2 required
CriteriaEssentialExpenditure
string
Essential expenditure criteria will include all transactions which fall under categories deemed to be essential to a persons day to day life. These expenditure…
CriteriaFlexibleExpenditure
string
Flexible expenditure criteria will include all transactions which fall under the categories defined/expected to be inconsistent. inconsistent in the sense of b…
MonthlyRangePrediction
object
Monthly Range
4 properties 2 required
SpendingGroupCategories
object
Spending Group Categories
2 properties 2 required
CriteriaInternalTransfers
string
Internal transfers criteria returns all credit/debit transactions deemed to be made between an individual financial pool. If we drill down to the account level…
BudMonetaryValue
string
The value of the monetary amount. The value is formatted with the number of decimal places for the respective currency. Example: 10.98
schemas-DateTimeISO8601
string
ISO Date Format
SpendingGroupTransaction
object
Expected response structure
8 properties 5 required
CriteriaNonessentialExpenditure
string
Non essential expenditure criteria will include all transactions which fall under categories deemed to be non essential to a persons day to day life. These exp…
AffordabilityReportResponse
object
Expected response structure
2 properties 2 required
AffordabilityReport
object
Retrieve Affordability Report Response Data
3 properties 3 required
CriteriaNetDisposableIncome
string
Net Disposable Income criteria will return all transactions falling within the income category grouping. Typically includes exclusively credit transactions.
BudCurrency
string
The three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html) of the monetary amount. Example: GBP
ReportTotal
object
4 properties 2 required
MonthlyTotal
object
2 properties 2 required
SpendingGroupsTransactionsResponse
object
Expected response structure
2 properties 2 required
TimezoneIdentifier
string
Timezone identifier (e.g. Europe/London) to make dates relativised to the target location. In the case of daylight savings in a location, this ensures that the…
CriteriaFixedExpenditure
string
Fixed expenditure criteria will include all transactions which fall under the categories defined/expected to be consistent. Consistent in the sense of both tim…
BudAmount
object
The monetary amount.
2 properties 2 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

bud-co-retrieve-affordability-report-api-openapi.yml Raw ↑

Other APIs Bud Financial publishes across the network.

Bud Financial Aggregation Buckets API
Bud Financial Correct Financial Data API
Bud Financial Create a Connection API
Bud Financial Custom Insights API
Bud Financial Customer Application Links API
Bud Financial Customer Applications API
Bud Financial Debt Collection Finder API
Bud Financial Enrichment Resources API
Bud Financial Enrichment Totals API
Bud Financial Frontend Widgets API
Bud Financial Income Finder API
Bud Financial Ingest First Party Data API
Where this information came from

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