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Bud Financial

Bud Financial Retrieve Actionable Insights API

Retrieve a customer's actionable insights generated from their financial data.

Documentation Provider Profile APIs.io OpenAPI GitHub

Bud Financial Retrieve Actionable Insights API is one of 32 APIs that Bud Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 2 JSON Schema definitions.

Tagged areas include Retrieve Actionable Insights. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, a JSON-LD context, and 2 JSON Schemas.

This API exposes 6 operations across 6 paths, and defines 52 schemas. It is described by OpenAPI 3.2.0, at version 2.10.10.

Requests are made against a single base URL, https://api-sandbox.thisisbud.com.

6 operations 6 paths 52 schemas 6 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
2.10.10
Base URL
https://api-sandbox.thisisbud.com
Authentication
HTTP Basic, OAuth 2.0
Contact
Bud Support
Resource Areas
1

Authentication & Security 2

Bud Financial Retrieve Actionable Insights API declares 2 security schemes for authenticating requests. It accepts HTTP basic authentication (Basic). It supports OAuth 2.0 (OAuth2) using the clientCredentials flow.

  • OAuth2 — Authentication flow: 1. Perform OAuth2 Client Credentials authentication using API Credentials (clientid,clientsecret) to obtain an accesstoken against /v1/oau…

Paths & Operations 6

Across 6 paths, the API surfaces 6 operations — 6 GET. Each is listed below with its method, path, parameters, and response codes.

Retrieve Actionable Insights 6

Retrieve a customer's actionable insights generated from their financial data.

GET
/insights/v1/actionable/balances
Retrieve Balances Actionable Insights
insights_v1_actionable_balances_get 9 params → 200
GET
/insights/v1/actionable/balances/{type}/{id}/details
Retrieve Balances Actionable Insight Details
insights_v1_actionable_balances_details_get 8 params → 200404
GET
/insights/v1/actionable/income
Retrieve Income Actionable Insights
insights_v1_actionable_income_get 15 params → 200
GET
/insights/v1/actionable/income/{type}/{id}/details
Retrieve Income Actionable Insight Details
insights_v1_actionable_income_details_get 16 params → 200404
GET
/insights/v1/actionable/spending
Retrieve Spending Actionable Insights
insights_v1_actionable_spending_get 11 params → 200
GET
/insights/v1/actionable/spending/{type}/{id}/details
Retrieve Spending Actionable Insight Details
insights_v1_actionable_spending_details_get 12 params → 200404

Schemas 52

The contract defines 52 schemas that model the data the API accepts and returns. The most detailed are InsightsTransaction (15 properties), AccountV2 (14 properties), Enrichments (7 properties), Merchant (7 properties). Each schema is shown below with its type and property counts.

TransactionTotals
object
Total income and expenses for the customer across the period checked for insights
2 properties 2 required
IncomeInsightsDataResponse
object
Details response for an income insight
3 properties 3 required
LateIncomeInsightDataResponse
Details response for a 'late income' insight
BudMonetaryValue
string
The value of the monetary amount. The value is formatted with the number of decimal places for the respective currency. Example: 10.98
AmountWithCDI
object
An amount of money, in a specific currency with a credit/debit indicator.
3 properties 3 required
Processor
object
Processor enrichment associated with a Transaction, as generated using a combination of Bud's artificial intelligence models and database of known payment proc…
6 properties
Regularity
object
Regularity enrichment associated with a Transaction, as generated by Bud's artificial intelligence models. Transactions that are similar and have a known frequ…
3 properties
Category
object
Category associated with a Transaction
2 properties 2 required
InsightsTransaction
object
A financial transaction
15 properties 8 required
PensionIncomeInsightDetails
object
Details for a 'pension income' insight
1 property
CloseToCreditLimitInsightDataResponse
Details response for a 'close to credit limit' insight
Location
object
Location enrichment associated with a Transaction
3 properties
RegularPaymentChangedInsightDataResponse
Details response for a 'regular payment changed' insight
PensionIncomeInsightDataResponse
Details response for a 'pension income' insight
schemas-DateTimeISO8601
string
ISO Date Format
SpendingInsightsResponse
object
Spending insights response, providing identified balances insights for this customer.
3 properties 3 required
InsightLinks
object
URLs for resources related to this insight
1 property 1 required
SpendingInsightResponse
Spending insight identified from the customer's financial data
InsightCausedBy
object
The financial data that resulted in this insight being triggered, to which it can be attributed.
2 properties 2 required
BudCurrency
string
The three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html) of the monetary amount. Example: GBP
Categories
object
Categories enrichment associated with a Transaction, as generated by Bud's artificial intelligence models. Currently two levels of category are supported, with…
2 properties
CloseToCreditLimitInsightDetails
object
Details for a 'close to credit limit' insight
1 property
IncomeInsightsResponse
object
Income insights response, providing identified income insights for this customer.
3 properties 3 required
BalancesInsightResponse
Balances insight identified from the customer's financial data
CreditDebitIndicator
string
IncomeInsightOption
object
An option used to configure the returned insights.
3 properties 3 required
RegularIncomeChangedInsightDataResponse
Details response for a 'regular income changed' insight
BalancesInsightsDataResponse
object
Details response for a balances insight
3 properties 3 required
IncomeInsightResponse
Income insight identified from the customer's financial data
BalancesInsightsResponse
object
Balances insights response, providing identified balances insights for this customer.
3 properties 3 required
InOverdraftInsightDataResponse
Details response for an 'in overdraft' insight
GamblingIncomeInsightDetails
object
Details for a 'gambling income' insight
1 property
LatePaymentInsightDetails
object
Details for a 'late payment' insight
2 properties
InsightOption
object
An option used to configure the returned insights.
3 properties 3 required
CannotCoverBillsInsightDetails
object
Details for a 'cannot cover bills' insight
4 properties
BudAmount
object
The monetary amount.
2 properties 2 required
Merchant
object
Merchant enrichment associated with a Transaction, as generated using a combination of Bud's artificial intelligence models and database of known merchants.
7 properties
Token
object
The token item.
2 properties 2 required
RegularPaymentChangedInsightDetails
object
Details for a 'regular payment changed' insight
3 properties
CommonInsightResponse
object
Common parts of an identified insight, shared across all identified insights
3 properties 3 required
NewInsuranceExpenseInsightDataResponse
Details response for a 'new insurance expense' insight
LatePaymentInsightDataResponse
Details response for a 'late payment' insight
LateIncomeInsightDetails
object
Details for a 'late income' insight
2 properties
Enrichments
object
Contextual enrichments associated with a Transaction
7 properties
AccountV2
object
14 properties 2 required
GamblingIncomeInsightDataResponse
Details response for a 'gambling income' insight
CannotCoverBillsInsightDataResponse
Details response for a 'cannot cover bills' insight
LowBalanceInsightDataResponse
Details response for a low balance insight
SuspectedDuplicateChargeInsightDataResponse
Details response for a 'suspected duplicate charge' insight
SpendingInsightsDataResponse
object
Details response for a spending insight
3 properties 3 required
RegularIncomeChangedInsightDetails
object
Details for a 'regular income changed' insight
3 properties
CommonInsightDataResponseNoDetails
object
Common parts of the insight details response, shared by all insight types
3 properties 3 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

bud-co-retrieve-actionable-insights-api-openapi.yml Raw ↑

Other APIs Bud Financial publishes across the network.

Bud Financial Aggregation Buckets API
AE Profile APIs.io
Bud Financial Correct Financial Data API
AE Profile APIs.io
Bud Financial Create a Connection API
AE Profile APIs.io
Bud Financial Custom Insights API
AE Profile APIs.io
Bud Financial Customer Application Links API
AE Profile APIs.io
Bud Financial Customer Applications API
AE Profile APIs.io
Bud Financial Debt Collection Finder API
AE Profile APIs.io
Bud Financial Enrichment Resources API
AE Profile APIs.io
Bud Financial Enrichment Totals API
AE Profile APIs.io
Bud Financial Frontend Widgets API
AE Profile APIs.io
Bud Financial Income Finder API
AE Profile APIs.io
Bud Financial Ingest First Party Data API
AE Profile APIs.io
#Retrieve Actionable Insights
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API Details
ID
bud-co:bud-co-retrieve-actionable-insights-api
Base URL
https://api-sandbox.thisisbud.com
Docs
https://docs.thisisbud.com
Provider
Bud Financial
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