BMO Wire Payments (Canada) API
Submits and tracks Canadian domestic and international wire payments from BMO business accounts, secured with OAuth 2.0 and a client API key.
BMO Wire Payments (Canada) API is one of 11 APIs that BMO publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Payments, Wire Transfer, and Canada. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.
This API exposes 2 operations across 2 paths, organized into 2 resource areas, and defines 5 schemas. It is described by OpenAPI 3.0.3, at version 1.0.2.
Requests are made against a single base URL, https://sandbox-open-api.bmo.com/open-banking/commercial-sb.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 2
BMO Wire Payments (Canada) API declares
2 security schemes
for authenticating requests.
An API key is passed in the header as x-api-key (api-key-1).
It supports OAuth 2.0 (OAuth) using the authorizationCode flow, exposing 3 scopes.
Paths & Operations 2
Across 2 paths, the API surfaces 2 operations — 2 POST. They span 2 resource areas: SendPayment, GetPaymentStatus. Each is listed below with its method, path, parameters, and response codes.
Receive wire payment request in PAIN.001 ISO from BMO Canada partners/customers to initiate wire payment and send acknowledgement as response in PAIN.002 ISO.
Receive payment inquiry request in CAMT.005 ISO from BMO Canada Partners/Customers and send payment status as response in PAIN.002 ISO.
Schemas 5
The contract defines 5 schemas that model the data the API accepts and returns. The most detailed are Problem (5 properties), SECURE (2 properties), CustomerPaymentStatusReportResponse (1 property), GetTransactionRequest (1 property). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from BMO 10
Other APIs BMO publishes across the network.
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