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BMO

BMO TPP EMT Customer Credit Transfer Initiation API

Send Payment

Documentation Provider Profile APIs.io OpenAPI GitHub

BMO TPP EMT Customer Credit Transfer Initiation API is one of 23 APIs that BMO publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include TPP-EMTCustomerCreditTransferInitiation. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 1 operation across 1 path, and defines 176 schemas. It is described by OpenAPI 3.2.0, at version 4.3.0.

Requests are made against a single base URL, https://open-api-sit.bmogc.net/open-banking2/commercial-sb.

1 operations 1 paths 176 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
4.3.0
Base URL
https://sandbox-open-api.bmo.com/open-banking/commercial-sb
Authentication
API Key, OAuth 2.0
Contact
Interac Open API
Resource Areas
1

Authentication & Security 2

BMO TPP EMT Customer Credit Transfer Initiation API declares 2 security schemes for authenticating requests. An API key is passed in the header as x-api-key (api-key-1). It supports OAuth 2.0 (OAuth) using the authorizationCode flow, exposing 3 scopes.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

TPP-EMTCustomerCreditTransferInitiation 1

Send Payment

POST
/tpp/interac-etransfer/payment-initiation/customer-credit-transfer-initiation
Send Payment
TPP-EMTCustomerCreditTransferInitiation 12 params body → 200400401403404415429500

Schemas 176

The contract defines 176 schemas that model the data the API accepts and returns. The most detailed are CreditTransferTransaction34 (25 properties), OriginalTransactionReference28 (16 properties), PaymentInstruction30 (16 properties), PostalAddress24 (16 properties). Each schema is shown below with its type and property counts.

OriginalTransactionReference28
object
16 properties
AccountSchemeName1Choice
object
2 properties
GenericFinancialIdentification1
object
3 properties 1 required
SupplementaryDataGPS
object
1 property 1 required
ISODateTime
string
CashAccountType2Choice
object
2 properties
SequenceType3Code
string
GenericPersonIdentification1
object
3 properties 1 required
Instruction3Code
string
accountIdentification
object
1 property
ExternalPurpose1Code
string
TaxAmountType1Choice
object
2 properties
ExternalStatusReason1Code
string
CashAccount38
object
5 properties 1 required
Problem
object
5 properties
OtherContact1
object
2 properties 1 required
ReferredDocumentType3Choice
object
2 properties
TaxRecord2
object
5 properties
ExternalServiceLevel1Code
string
Max140Text
string
Specifies a character string with a maximum length of 140 characters.
CreditorReferenceType1Choice
object
2 properties
FinancialInstitutionIdentification18
object
6 properties
SupplementaryDataEnvelope1
object
1 property
DiscountAmountAndType1
object
2 properties 1 required
RemittanceLocation7
object
2 properties
PaymentMethod3Code
string
NumberOfTransactionsPerStatus5
object
3 properties 2 required
Max16Text
string
Specifies a character string with a maximum length of 16 characters.
DateAndDateTime2Choice
object
2 properties
ExternalDiscountAmountType1Code
string
Max15NumericText
string
Specifies a numeric string with a maximum length of 15 digits.
InstructionForDebtorAgent1
object
2 properties
PreferredContactMethod1Code
string
OrganisationIdentificationSchemeName1Choice
object
2 properties
UUIDv4Identifier
string
otherAccountIdentification
object
1 property 1 required
SupplementaryData1
object
1 property 1 required
ProxyAccountType1Choice
object
2 properties
RemittanceInformation16
object
2 properties
CreditorReferenceType2
object
2 properties 1 required
StatusReasonInformation12
object
3 properties
ExternalLocalInstrument1Code
string
PaymentIdentification6
object
3 properties 1 required
CreditorReferenceInformation2
object
2 properties
DatePeriod2
object
2 properties 2 required
TaxRecordPeriod1Code
string
PersonIdentification13
object
2 properties
Party40Choice
object
2 properties
ExternalCategoryPurpose1Code
string
PaymentMethod4Code
string
Priority2Code
string
DocumentAdjustment1
object
4 properties 1 required
PostalAddress24
object
16 properties
Max4Text
string
Specifies a character string with a maximum length of 4 characters.
ExternalPaymentTransactionStatus1Code
string
TaxAuthorisation1
object
2 properties
Max70Text
string
Specifies a character string with a maximum length of 70characters.
ExternalPersonIdentification1Code
string
ExternalClearingSystemIdentification1Code
string
ExternalCashAccountType1Code
string
debtorAccount
object
1 property 1 required
BaseOneRate
string
ChargeBearerType1Code
string
DocumentLineType1Choice
object
2 properties
ChequeType2Code
string
GenericOrganisationIdentification1
object
3 properties 1 required
OriginalPaymentInstruction32
object
8 properties 1 required
BICFIDec2014Identifier
string
ExternalGarnishmentType1Code
string
CountryCode
string
TaxInformation8
object
4 properties
ExternalAccountIdentification1Code
string
DiscountAmountType1Choice
object
2 properties
CreditDebitCode
string
TaxInformation7
object
11 properties
ClearingSystemIdentification2Choice
object
2 properties
Purpose2Choice
object
2 properties
agentMemberIdentification
object
1 property
Party38Choice
object
2 properties
Max34Text
string
Specifies a character string with a maximum length of 34 characters.
PaymentInstruction30
object
16 properties 7 required
RemittanceLocationMethod2Code
string
GarnishmentType1
object
2 properties 1 required
SPRequestBody
object
1 property
TrueFalseIndicator
boolean
AnyBICDec2014Identifier
string
GroupHeader86
object
3 properties 2 required
ActiveOrHistoricCurrencyAndAmount
object
2 properties
ExternalProxyAccountType1Code
string
AccountIdentification4Choice
object
2 properties
ServiceLevel8Choice
object
2 properties
StructuredRemittanceInformation16
object
8 properties
OriginalGroupHeader17
object
8 properties 2 required
IBAN2007Identifier
string
creditorAccount
object
1 property 1 required
NameAndAddress16
object
2 properties 2 required
PaymentTypeInformation27
object
6 properties
creditorAgent
object
1 property 1 required
AddressType2Code
string
ProxyAccountIdentification1
object
2 properties 1 required
Max2048Text
string
Specifies a character string with a maximum length of 2048 characters.
SupplementaryDataEnvelopeGPS
object
1 property
ClearingSystemMemberIdentification2
object
2 properties 1 required
ISODate
string
PhoneNumber
string
The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a '+' followed by the country code…
GenericIdentification30
object
3 properties 2 required
GroupHeader85
object
5 properties 4 required
ReferredDocumentType4
object
2 properties 1 required
CategoryPurpose1Choice
object
2 properties
ExternalOrganisationIdentification1Code
string
FinancialIdentificationSchemeName1Choice
object
2 properties
RegulatoryAuthority2
object
2 properties
BranchAndFinancialInstitutionIdentification6
object
2 properties 1 required
StatusReason6Choice
object
2 properties
ExchangeRateType1Code
string
TaxParty1
object
3 properties
ClearingChannel2Code
string
TaxAmountAndType1
object
2 properties 1 required
Cheque11
object
12 properties
TaxAmount2
object
1 property
customerCreditTransferInitiation
object
1 property 1 required
CreditTransferTransaction34
object
25 properties 2 required
LocalInstrument2Choice
object
2 properties
agentFinancialInstitution
object
1 property
StructuredRegulatoryReporting3
object
6 properties
customerPaymentStatusReportV10
object
1 property 1 required
CurrencyAmountType
number
PaymentTypeInformation26
object
4 properties
DateAndPlaceOfBirth1
object
4 properties 3 required
GarnishmentType1Choice
object
2 properties
DocumentLineType1
object
2 properties 1 required
Max35Text
string
Specifies a character string with a maximum length of 35 characters.
ExternalFinancialInstitutionIdentification1Code
string
RegulatoryReporting3
object
3 properties
Max105Text
string
Specifies a character string with a maximum length of 105 characters.
RegulatoryReportingType1Code
string
DocumentLineIdentification1
object
3 properties
Max10Text
string
Specifies a character string with a maximum length of 10 characters.
DocumentType6Code
string
NamePrefix2Code
string
AddressType3Choice
object
2 properties
ReferredDocumentInformation7
object
4 properties
ExternalTaxAmountType1Code
string
OrganisationIdentification29
object
3 properties
RemittanceAmount3
object
6 properties
InstructionForCreditorAgent1
object
2 properties
Number
string
ExchangeRate1
object
4 properties
PartyIdentification135
object
5 properties
CustomerCreditTransferInitiationV09
object
3 properties 2 required
AmountType4Choice
object
2 properties
DecimalNumber
string
ExternalDocumentLineType1Code
string
BranchData3
object
4 properties
TaxPeriod2
object
3 properties
RemittanceLocationData1
object
3 properties 1 required
DocumentType3Code
string
Contact4
object
12 properties
ExternalPaymentGroupStatus1Code
string
GenericAccountIdentification1
object
3 properties 1 required
CustomerPaymentStatusReportV10
object
3 properties 2 required
EquivalentAmount2
object
2 properties 2 required
debtorAgent
object
1 property 1 required
ChequeDelivery1Code
string
Garnishment3
object
8 properties 1 required
SPGPSResponseBody
object
1 property
PaymentTransaction105
object
10 properties
TaxParty2
object
4 properties
LEIIdentifier
string
RemittanceAmount2
object
6 properties
PersonIdentificationSchemeName1Choice
object
2 properties
Exact4AlphaNumericText
string
Specifies an alphanumeric string with a length of 4 characters.
ActiveOrHistoricCurrencyCode
string
ChequeDeliveryMethod1Choice
object
2 properties
DocumentLineInformation1
object
3 properties 1 required
Max128Text
string
Specifies a character string with a maximum length of 128 characters.

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

bmo-tpp-emtcustomercredittransferinitiation-api-openapi.yml Raw ↑

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#TPP-EMTCustomerCreditTransferInitiation
← Back to B APIs
API Details
ID
bmo:bmo-tpp-emtcustomercredittransferinitiation-api
Base URL
https://sandbox-open-api.bmo.com/open-banking/commercial-sb
Docs
https://www21.bmo.com/uiv2/openapi/dev-portal/dev-portal/#/documentation/account-validation
Provider
BMO
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This is an independent, third-party profile of BMO TPP EMT Customer Credit Transfer Initiation API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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