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BMO TPP EMT Creditor Payment Activation Request API

Request for Payment initiation

BMO TPP EMT Creditor Payment Activation Request API is one of 23 APIs that BMO publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include TPP-EMTCreditorPaymentActivationRequest. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 1 operation across 1 path, and defines 162 schemas. It is described by OpenAPI 3.2.0, at version 4.3.0.

Requests are made against a single base URL, https://open-api-sit.bmogc.net/open-banking2/commercial-sb.

1 operations 1 paths 162 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
4.3.0
Base URL
https://sandbox-open-api.bmo.com/open-banking/commercial-sb
Authentication
API Key, OAuth 2.0
Resource Areas
1

Authentication & Security 2

BMO TPP EMT Creditor Payment Activation Request API declares 2 security schemes for authenticating requests. An API key is passed in the header as x-api-key (api-key-1). It supports OAuth 2.0 (OAuth) using the authorizationCode flow, exposing 3 scopes.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

TPP-EMTCreditorPaymentActivationRequest 1

Request for Payment initiation

POST
/tpp/interac-etransfer/payment-initiation/creditor-payment-activation-request
Send Request for Payment
TPP-EMTCreditorPaymentActivationRequest 12 params body → 200400401403404415429500

Schemas 162

The contract defines 162 schemas that model the data the API accepts and returns. The most detailed are PostalAddress24 (16 properties), CreditTransferTransaction35 (15 properties), Cheque11 (12 properties), Contact4 (12 properties). Each schema is shown below with its type and property counts.

AccountSchemeName1Choice
object
2 properties
GenericFinancialIdentification1
object
3 properties 1 required
ISODateTime
string
CashAccountType2Choice
object
2 properties
PaymentCondition1
object
3 properties 3 required
GenericPersonIdentification1
object
3 properties 1 required
Max10MbBinary
string
Instruction3Code
string
ExternalDocumentFormat1Code
string
OriginalTransactionReference29
object
4 properties
SupplementaryDataEnvelopeRfp
object
1 property
TaxAmountType1Choice
object
2 properties
ExternalStatusReason1Code
string
CashAccount38
object
5 properties 1 required
Problem
object
5 properties
OtherContact1
object
2 properties 1 required
ReferredDocumentType3Choice
object
2 properties
TaxRecord2
object
5 properties
ExternalServiceLevel1Code
string
Max140Text
string
Specifies a character string with a maximum length of 140 characters.
CreditorReferenceType1Choice
object
2 properties
FinancialInstitutionIdentification18
object
6 properties
SupplementaryDataEnvelope1
object
1 property
DiscountAmountAndType1
object
2 properties 1 required
RemittanceLocation7
object
2 properties
NumberOfTransactionsPerStatus5
object
3 properties 2 required
Max16Text
string
Specifies a character string with a maximum length of 16 characters.
DateAndDateTime2Choice
object
2 properties
GroupHeader78
object
5 properties 4 required
Max15NumericText
string
Specifies a numeric string with a maximum length of 15 digits.
ExternalDiscountAmountType1Code
string
PaymentTransaction104
object
8 properties
OrganisationIdentificationSchemeName1Choice
object
2 properties
PreferredContactMethod1Code
string
UUIDv4Identifier
string
RFPResponseBody
object
1 property
Document12
object
7 properties 5 required
ProxyAccountType1Choice
object
2 properties
RemittanceInformation16
object
2 properties
SupplementaryData1
object
1 property 1 required
CreditorReferenceType2
object
2 properties 1 required
StatusReasonInformation12
object
3 properties
ExternalLocalInstrument1Code
string
GenericIdentification1
object
3 properties 1 required
PaymentIdentification6
object
3 properties 1 required
CreditorReferenceInformation2
object
2 properties
DatePeriod2
object
2 properties 2 required
TaxRecordPeriod1Code
string
PersonIdentification13
object
2 properties
ExternalCategoryPurpose1Code
string
Priority2Code
string
DocumentAdjustment1
object
4 properties 1 required
Max4Text
string
Specifies a character string with a maximum length of 4 characters.
PostalAddress24
object
16 properties
ExternalPaymentTransactionStatus1Code
string
TaxAuthorisation1
object
2 properties
Max70Text
string
Specifies a character string with a maximum length of 70characters.
ExternalPersonIdentification1Code
string
ExternalClearingSystemIdentification1Code
string
ExternalCashAccountType1Code
string
CreditorPaymentActivationRequestV07
object
3 properties 2 required
ChargeBearerType1Code
string
DocumentLineType1Choice
object
2 properties
CreditorPaymentActivationRequestStatusReportV07
object
3 properties 2 required
GenericOrganisationIdentification1
object
3 properties 1 required
ChequeType2Code
string
BICFIDec2014Identifier
string
ExternalGarnishmentType1Code
string
CountryCode
string
ExternalAccountIdentification1Code
string
DiscountAmountType1Choice
object
2 properties
CreditDebitCode
string
TaxInformation7
object
11 properties
ClearingSystemIdentification2Choice
object
2 properties
Party38Choice
object
2 properties
Max34Text
string
Specifies a character string with a maximum length of 34 characters.
TrueFalseIndicator
boolean
RemittanceLocationMethod2Code
string
GarnishmentType1
object
2 properties 1 required
AnyBICDec2014Identifier
string
creditorPaymentActivationRequestV07
object
1 property 1 required
ExternalDocumentType1Code
string
ActiveOrHistoricCurrencyAndAmount
object
2 properties
ExternalProxyAccountType1Code
string
AccountIdentification4Choice
object
2 properties
ServiceLevel8Choice
object
2 properties
StructuredRemittanceInformation16
object
8 properties
IBAN2007Identifier
string
NameAndAddress16
object
2 properties 2 required
GroupHeader87
object
5 properties 3 required
creditorPaymentActivationRequestStatusReportV07
object
1 property 1 required
AddressType2Code
string
ProxyAccountIdentification1
object
2 properties 1 required
Max2048Text
string
Specifies a character string with a maximum length of 2048 characters.
ClearingSystemMemberIdentification2
object
2 properties 1 required
ISODate
string
PhoneNumber
string
The collection of information which identifies a specific phone or FAX number as defined by telecom services. It consists of a '+' followed by the country code…
GenericIdentification30
object
3 properties 2 required
DocumentFormat1Choice
object
2 properties
ReferredDocumentType4
object
2 properties 1 required
CategoryPurpose1Choice
object
2 properties
ExternalOrganisationIdentification1Code
string
FinancialIdentificationSchemeName1Choice
object
2 properties
StatusReason6Choice
object
2 properties
BranchAndFinancialInstitutionIdentification6
object
2 properties 1 required
TaxParty1
object
3 properties
ActiveCurrencyCode
string
TaxAmountAndType1
object
2 properties 1 required
Cheque11
object
12 properties
TaxAmount2
object
1 property
PaymentInstruction31
object
11 properties 5 required
LocalInstrument2Choice
object
2 properties
CurrencyAmountType
number
PaymentTypeInformation26
object
4 properties
ActiveCurrencyAndAmount
object
2 properties
DateAndPlaceOfBirth1
object
4 properties 3 required
GarnishmentType1Choice
object
2 properties
DocumentLineType1
object
2 properties 1 required
Max35Text
string
Specifies a character string with a maximum length of 35 characters.
ExternalFinancialInstitutionIdentification1Code
string
RFPRequestBody
object
1 property
Max105Text
string
Specifies a character string with a maximum length of 105 characters.
SupplementaryDataRfp
object
1 property 1 required
DocumentLineIdentification1
object
3 properties
DocumentType6Code
string
NamePrefix2Code
string
AddressType3Choice
object
2 properties
CreditTransferTransaction35
object
15 properties 5 required
ReferredDocumentInformation7
object
4 properties
ExternalTaxAmountType1Code
string
OrganisationIdentification29
object
3 properties
RemittanceAmount3
object
6 properties
InstructionForCreditorAgent1
object
2 properties
Number
string
PartyIdentification135
object
5 properties
AmountType4Choice
object
2 properties
DecimalNumber
string
BranchData3
object
4 properties
ExternalDocumentLineType1Code
string
RemittanceLocationData1
object
3 properties 1 required
TaxPeriod2
object
3 properties
OriginalPaymentInstruction31
object
2 properties 1 required
Contact4
object
12 properties
DocumentType3Code
string
OriginalGroupInformation30
object
8 properties 2 required
ExternalPaymentGroupStatus1Code
string
GenericAccountIdentification1
object
3 properties 1 required
PaymentMethod7Code
string
EquivalentAmount2
object
2 properties 2 required
PaymentConditionStatus1
object
3 properties 2 required
ChequeDelivery1Code
string
Garnishment3
object
8 properties 1 required
TaxParty2
object
4 properties
LEIIdentifier
string
RemittanceAmount2
object
6 properties
PersonIdentificationSchemeName1Choice
object
2 properties
Exact4AlphaNumericText
string
Specifies an alphanumeric string with a length of 4 characters.
DocumentType1Choice
object
1 property 1 required
ActiveOrHistoricCurrencyCode
string
ChequeDeliveryMethod1Choice
object
2 properties
DocumentLineInformation1
object
3 properties 1 required
Max128Text
string
Specifies a character string with a maximum length of 128 characters.

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

bmo-tpp-emtcreditorpaymentactivationrequest-api-openapi.yml Raw ↑

Other APIs BMO publishes across the network.

BMO Account Information API
BMO Account Transactions API
BMO Account Transaction Images API
BMO Account Validation API
BMO Get Payment Status API
BMO Oauth20 API
BMO Obtain Payment Status API
BMO Obtain Service Agreement List API
BMO Payment Initiation API
BMO Payment Status API
BMO Payment Status Update API
BMO Retrieve Client Data Encryption Key API
Where this information came from

This is an independent, third-party profile of BMO TPP EMT Creditor Payment Activation Request API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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