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BB&T Corp (Truist) Credit Transfers API

Credit Transfers for a Real Time Payment

BB&T Corp (Truist) Credit Transfers API is one of 17 APIs that BB&T Corp (Truist) publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Credit Transfers. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 3 operations across 1 path, and defines 21 schemas. It is described by OpenAPI 3.2.0, at version 2.6.0.

Requests are made against 3 base URLs: https://api-sandbox.truist.com/commercial, https://apicert.truist.com/commercial, https://api.truist.com/commercial.

3 operations 1 paths 21 schemas 1 GET1 POST1 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
2.6.0
Base URL
https://api.truist.com/commercial
Authentication
OAuth 2.0
Resource Areas
1

Authentication & Security 1

BB&T Corp (Truist) Credit Transfers API declares 1 security scheme for authenticating requests. It supports OAuth 2.0 (OAuth) using the authorizationCode flow, exposing 3 scopes.

  • OAuth — The production authorization URL will be provided after the onboarding process is completed.

Paths & Operations 3

Across 1 path, the API surfaces 3 operations — 1 GET, 1 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.

Credit Transfers 3

Credit Transfers for a Real Time Payment

POST
/v2/payments/rtp/credit-transfers
Post credit transfers
createRtpCreditTransfer 1 param body → 200400401403404405429409
GET
/v2/payments/rtp/credit-transfers
Get credit transfers
getRealTimePaymentTransactions 13 params → 200400401404405429500503
PUT
/v2/payments/rtp/credit-transfers
Credit transfers cancel
updatePaymentStatus 1 param body → 200400401403404405500503

Schemas 21

The contract defines 21 schemas that model the data the API accepts and returns. The most detailed are Transaction (23 properties), RtpCreditor (11 properties), RtpPaymentDetail (8 properties), Address (5 properties). Each schema is shown below with its type and property counts.

CancelStatus
string
Update payment status
Address
object
5 properties 4 required
RtpPaymentDetail
object
Payment and recipient information
8 properties 4 required
UpdatePaymentResponse
object
response for successful status update
2 properties 1 required
Transaction
object
payment transaction inquiry response payload
23 properties 5 required
PaymentAction
string
The payment action of a submitted RTP: - sent - received
MultipleRtpPaymentRequest
object
Object for holding multiple payment transfers.
1 property
Transactions
object
Real time payment transaction list
2 properties
PaymentSubType
string
The subtype of a submitted RTP: - RTP Credit Type - Request for Return of Funds - Inbound Request Credit
RtpCreditor
object
Common details for RtpCreditor
11 properties 2 required
RtpPaymentRequest
object
Real-Time payment, pacs.008, Intiate Transfer from one account number to several recipients
RtpTransactionStatus
string
The status of a submitted RTP: - needsApproval - rejected - approved - completed - canceled - scheduled - processing - rejectedByApprover - failed - expired
PaymentDate
string
Date to dispatch the payment. ISO 8601 date as "yyyy-mm-dd". Only applicable for future dated(OTFD) and One time payments.
PageMetadata
object
Offset IDs for paginated result sets
2 properties
CancelPaymentRequest
object
Update payment status
2 properties 2 required
Iso3166CountryCode
string
ISO 3166-1 alpha-2 codes as of April 5, 2023, from officially assigned Country Codes on [ISO Online Browsing Platform](https://www.iso.org/obp/ui/)
RtpResponse
object
Status of the RTP Transfer
1 property
Error
object
An error entity which can be used at the API level for error responses or at the account level to indicate a problem specific to a particular account
2 properties
RtpStatus
string
The status of a submitted RTP: - needsApproval - rejected - approved - completed - canceled - scheduled - processing - rejectedByApprover - failed - expired -…
PaymentIds
object
Correlation and payment IDs for the payment
2 properties
ContactDetails
object
5 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

bbandt-corp-credit-transfers-api-openapi.yml Raw ↑

Other APIs BB&T Corp (Truist) publishes across the network.

BB&T Corp (Truist) Account Information API
BB&T Corp (Truist) Account Transactions API
BB&T Corp (Truist) Commercial Account Balance API
BB&T Corp (Truist) Commercial Account Transactions API
BB&T Corp (Truist) Commercial Accounts API
BB&T Corp (Truist) Credit Transfers Account List API
BB&T Corp (Truist) Credit Transfers Acknowledge API
BB&T Corp (Truist) Credit Transfers Approval/Reject API
BB&T Corp (Truist) Event Notification Subscriptions API
BB&T Corp (Truist) Event Notifications API
BB&T Corp (Truist) Location Information API
BB&T Corp (Truist) Money Movement API
Where this information came from

This is an independent, third-party profile of BB&T Corp (Truist) Credit Transfers API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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