Bank of Scotland Confirmation of Funds API (CBPII)
OBIE Read/Write Confirmation of Funds (CBPII) API - card-based payment instrument issuers confirm whether funds are available on an account. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer onboarding and eIDAS/OBIE certificates. Spec below is the shared OBIE Read/Write standard, not a bank-proprietary contract.
Bank of Scotland Confirmation of Funds API (CBPII) is one of 4 APIs that Bank of Scotland publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Confirmation of Funds, CBPII, and Read/Write. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes 4 operations across 3 paths, organized into 2 resource areas, and defines 15 schemas. It is described by OpenAPI 3.0.0, at version 4.0.1.
Requests are made against a single base URL, /open-banking/v4.0/cbpii.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 2
Bank of Scotland Confirmation of Funds API (CBPII) declares
2 security schemes
for authenticating requests.
It supports OAuth 2.0 (TPPOAuth2Security) using the clientCredentials flow, exposing 1 scope.
It supports OAuth 2.0 (PSUOAuth2Security) using the authorizationCode flow, exposing 1 scope.
TPPOAuth2Security— TPP client credential authorisation flow with the ASPSPPSUOAuth2Security— OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
Paths & Operations 4
Across 3 paths, the API surfaces 4 operations — 1 DELETE, 1 GET, 2 POST. They span 2 resource areas: Funds Confirmation Consents, Funds Confirmations. Each is listed below with its method, path, parameters, and response codes.
Schemas 15
The contract defines 15 schemas that model the data the API accepts and returns. The most detailed are Links (5 properties), OBErrorResponse1 (4 properties), OBError1 (4 properties), OBFundsConfirmationResponse1 (3 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from Bank of Scotland 3
Other APIs Bank of Scotland publishes across the network.
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