Wells Fargo ACH Payments API
The Wells Fargo ACH Payments API enables commercial banking customers to initiate ACH credit and debit transactions, including same-day ACH, for payroll, vendor payments, and collections. The API integrates with Wells Fargo's intelligent payment routing that automatically selects the optimal rail including RTP, FedNow, and ACH for each transaction.
Wells Fargo ACH Payments API is one of 6 APIs that wells-fargo publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
This API exposes 2 JSON Schema definitions.
Tagged areas include Banking, Financial Services, Payments, ACH, and Treasury Management. The published artifact set on APIs.io includes API documentation, an OpenAPI specification, and 2 JSON Schemas.
This API exposes 4 operations across 2 paths, and defines 3 schemas. It is described by OpenAPI 3.1.0, at version 3.0.
Requests are made against a single base URL, https://api.wellsfargo.com.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 1
Wells Fargo ACH Payments API declares
1 security scheme
for authenticating requests.
It supports OAuth 2.0 (oauth2) using the clientCredentials flow, exposing 2 scopes.
Paths & Operations 4
Across 2 paths, the API surfaces 4 operations — 1 DELETE, 2 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.
Initiate and manage ACH credit and debit transactions.
Schemas 3
The contract defines 3 schemas that model the data the API accepts and returns. The most detailed are AchPayment (13 properties), AchPaymentRequest (11 properties), AchPaymentListResponse (3 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from wells-fargo 5
Other APIs wells-fargo publishes across the network.